STUPID BANKER's - My problems picking up the Bank loan

lolzz im trying to fly off to Australia for mah Masters. In order to get the Visa i need to Pick a loan an “educational Loan” that is wat they call it. some how i approached an SBI branch as SBI interest rate is very less when compared to other banks

So it happen that Branch manager is seriously a screwed Up guy, may be his wife doesn’t see him much des days. this SOB asked ma Mom to come over his office to take a list of Documents required to apply for the loan, 5n my Mom hopped in to the bank @ 3 in the noon, and asked him for the list this guy asked her to wait for some time the clock kept on ticking but his time dint come to give her the list. She waited till half an hour less than the bank timing (6.30 evening) then this guy comes out of his chamber and ask's her if she could wait for a 15 min more. that was enough ma mom's temper is very high and some how with out beating him Up, she took the list of documents and came Bk home.

when v are done with the required documents then enters an new lunatic advocate he is the legal advisor of this branch. this guy prepares an legal opinion of the property. this guy in order to prepare the legal opinion needs some legal certificates known as C.C and E.C Copies this guy instead of getting those copies on his own he made me to bring those certificates costing around 12000 thousand above and below the bench wen all of this shitty certificates are given to him and its time to gimme the legal opinion on my property. Now he was demanding for 5000 which is way too Unfair. if my mom was not a legal advisor for a few banks we wouldnt have known that. My mom charges 1500 per legal opinio. some how we convinced him for 4000 bucks for one opinion But the problem was that we were about to mortgage two properties that means on the whole 8000 rupees!!! finally the opinion is done i took it from him and submitted it to the stupid manager.

trust me guys this guy tested mah patience so badly that wen i went to take the Opinion he first asked me to bring a big cover to pack the Opinion when i did so that Sob was not asking for a cover but he was asking for an envelop to seal it, ok it was not a big deal i could go the stationary once again and bring the envelop after bringing the envelop he made me to wait for more than 4hrs to gimme the Opinion where he was doing nothing other than chatting with an new client regarding his son's divorce case!! and at last when i asked him in a very rude and arrogant manner he just gave the print. imagine How sick this Guy was, he dint even take Out the print by the time he is supposed to give me the Opinion.
The next thing is to get the property valued; some guy of our own cast came over well im saying abt cast coz this is the first time wen my cast helped me to get the higher value which they generally don’t give (I’e) the highest value it would gain if sold immediately, any how after we get both the Opinion and Valuation Statement the work is finished, ya our side of work is done now the rest is up to the banker. He just needs to grant the loan dats it.

Just when we thought that our part of job is finished that lunatic manager calls me upon to pick him and drop him from him branch to the regional Office. It was not at al a problem coz its my work mah loan, I needed to do that. As he asked me I wen to his office by 3Noon again the same, he ask’s me to wait and says its not a problem in exact words he said “PARLEDU AMMA KURCHO TYM PATTUDDE (telugu)”. I waited till 5.30 then he comes out and says vl go tom amma its too late now!! The same happened for a couple of days and finally We go to the Regional office .

After a few days we get a call that they cant grant the whole loan amount as they show some technical reason, for one land and they finally sanctioned a loan worth 7lacs WTF yar I applied for 17 lacs and im getting 7 lacs.

Ne how all mah financial issues are over may be tom or day after im going to apply for VISA!!!